Professionnal insurance solutions
lalux-Safe Future – self-employed
Are you self-employed? The risks you face on a daily basis are many and varied.
With lalux-Safe Future, we offer you a tailor-made insurance solution that not only secures your future, but also allows you to benefit from the new tax advantages granted by the extension of the scope of the Supplementary Pension Schemes Act to the liberal professions and the self-employed.
Advantages
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Free choice of pension contributions
In order to allow you maximum flexibility, you can adjust your pension contributions each year, without penalty, according to your situation and means.
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Free choice of investment vehicles
Choose the vehicle in which to invest your money, from guaranteed returns to investment funds.
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Tailor-made packages
Define the amount of your retirement capital freely and choose the risk guarantees (Death, Disability and/or Accident) as well as the options you wish to add.
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Get insured quickly and easily
Fully digital procedure, from the moment you contact us, to the choice of guarantees to the insurance proposal.
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Advantageous taxation
Up to 20% of your professional income is deductible: tax of 20.9% on the premium paid. In return, the benefits paid are free of income tax in Luxembourg.